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Connectors · Accounting & finance

Razorpay MCP server for AI agents.

actionlake is an MCP gateway: one remote MCP server that connects Claude and other MCP clients to Razorpay and the rest of your systems. It gives your agent 151 Razorpay actions (76 reads, 47 writes and 28 that wait for a confirmation) and holds the Razorpay credential itself, so the agent never does. It paces Razorpay's limits and records every call.

100,000 free calls a month. No card, no email, no password: press Start a free sandbox on the next screen and keep the key it shows you.

claude mcp add --transport http actionlake https://connect.actionlake.com/mcp
the first call
do {  action: "razorpay.invoices.list",  intent: "check which Razorpay account is connected"}# List invoices · read · 1 upstream call
  • 151actionsin one signed file
  • 76readlook, never change
  • 47writecreate and update
  • 28wait for a yesdestructive, confirmed first

Set up

Connect Razorpay in three steps.

  1. 01

    Add actionlake to Claude.

    Run the command once in Claude Code; its consent page can create a free sandbox: 100,000 calls a month, no card. In the Claude app, add a custom connector with the URL below and paste your key on the consent page. Creating a new sandbox from the Claude app is not yet tested by us.

    https://connect.actionlake.com/mcp
  2. 02

    Connect Razorpay.

    Username and secret. No consent screen: your agent can connect it for you, but the key then passes through your chat. To keep it out of the model's context, paste it in the console instead. actionlake stores what you paste write-only, sealed under your tenant's key.

    • key_idRazorpay API Key Id (rzp_live_... or rzp_test_...), from Dashboard > Account & Settings > API Keys
    • key_secretRazorpay API Key Secret, shown once when the key is generated
    account { op: "connections.requirements", service: "razorpay" }
    # free: exactly what to paste, and what is found for you
  3. 03

    Make the first call. Check before a write.

    Ask in plain words; Claude picks the action. Before anything changes, check validates the call and prices it, for free.

    do    { action: "razorpay.invoices.list" }# list invoices · read · 1 upstream callcheck { action: "razorpay.invoices.create", input: { … } }# free: inputs, permissions, cost and confirmations, nothing sent

Razorpay at a glance

Sign-in
Username and secret. No consent screen: your agent can connect it for you, but the key then passes through your chat. To keep it out of the model's context, paste it in the console instead.
You provide
key_idkey_secret
Limits we pace to
20 calls a second, per connection
API covered
Razorpay REST API v1 (with v2 accounts)api.razorpay.com
Built from
Razorpay's documentation, read 23 October 2026razorpay.comrazorpay.com
Service file
Version 1.0.0, signed (Ed25519)
Cached reads
72 of 76 reads, for up to 5 minutes; a write clears what it affects
Shared entities
6, so ask can line Razorpay up with your other systems
Data
Processed and stored in Sydney, Australia. No US region yet

Capabilities

What an AI agent can do in Razorpay.

151 actions in 38 areas. Every one carries its effect, so a key can allow the reads and hold the rest.

  • 76readlook, never change
  • 47writecreate and update
  • 28destructivewait for a confirmation
  1. Subscriptions

    10

    3 read · 4 write · 3 destructive

    List subscriptions · Create a subscription or subscription link · Get a subscription · Update a subscription

  2. Virtual accounts

    9

    3 read · 4 write · 2 destructive

    Add an allowed payer account (TPV) · Add a receiver (VPA or bank account) to a customer identifier · Create a customer identifier (virtual account) · List customer identifiers (virtual accounts)

  3. Invoices

    8

    2 read · 4 write · 2 destructive

    List invoices · Create an invoice · Get an invoice · Update an invoice

  4. Transfers

    8

    4 read · 1 write · 3 destructive

    Create a direct transfer · Create transfers from a captured payment · List transfers · List the transfers made from a payment

  5. Payments

    7

    5 read · 1 write · 1 destructive

    List payments · Get a payment · Update a payment's notes · Capture an authorized payment

  6. Payment links

    6

    2 read · 3 write · 1 destructive

    Create a payment link (standard or UPI) · List payment links · Send or resend a payment link notification · Get a payment link

  7. QR codes

    6

    3 read · 2 write · 1 destructive

    Create a QR code · List QR codes · List the payments made to a QR code · Get a QR code

  8. Refunds

    6

    4 read · 1 write · 1 destructive

    List refunds · Refund a payment (normal or instant) · Get a refund · Update a refund's notes

30 more areas · 91 actions
  • Account webhooks 5
  • Accounts 5
  • Items 5
  • Orders 5
  • Stakeholders 5
  • Addons 4
  • Contacts 4
  • Customers 4
  • Disputes 4
  • Fund accounts 4
  • Payout links 4
  • Payouts 4
  • Tokens 4
  • Account validations 3
  • Bills 3
  • Instant settlements 3
  • Plans 3
  • Product configurations 3
  • Settlements 3
  • Customer bank accounts 2
  • Offers 2
  • Payment downtimes 2
  • Recurring 2
  • Transactions 2
  • Banking balances 1
  • Cards 1
  • Documents 1
  • Iins 1
  • Payment methods 1
  • Terms conditions 1

Top actions

The Razorpay API, shaped for agents.

The ids your agent types, what each does, and the one name it shares with other systems. 38 of Razorpay's 38 action names are shared with at least one other connector, so an agent learns them once.

ActionWhat it doesEffectSame name in
razorpay.invoices.listList invoicesList invoices.readfinance.invoice.list101 connectors
razorpay.payments.listList paymentsList payments.readfinance.payment.list75 connectors
razorpay.refunds.listList refundsList refunds.readfinance.refund.list23 connectors
razorpay.orders.listList ordersList orders.readcommerce.order.list82 connectors
razorpay.payouts.listList payoutsList payouts.readfinance.payout.list14 connectors
razorpay.invoices.createCreate an invoiceCreate an invoice.writefinance.invoice.create74 connectors
razorpay.customers.listList customersList customers.readcommerce.customer.list45 connectors
razorpay.payments.getGet a paymentGet a payment.readfinance.payment.get80 connectors
razorpay.refunds.createRefund a payment (normal or instant)Refund a payment (normal or instant).destructivefinance.refund.create19 connectors
razorpay.orders.createCreate an orderCreate an order.writecommerce.order.create67 connectors
razorpay.customers.createCreate a customerCreate a customer.writecommerce.customer.create43 connectors
razorpay.payouts.getGet a payoutGet a payout.readfinance.payout.get13 connectors

Try it

Prompts to paste into Claude.

Each one names the Razorpay actions it will call, so you know what it reads and what it changes before you send it.

  1. Readread

    Which Razorpay invoices are more than 30 days overdue? Group them by customer with the total owed.

    callsrazorpay.invoices.list

  2. Writewrite

    Create an invoice in Razorpay. Show me exactly what you will send before you save it.

    callsrazorpay.invoices.create

Governance for Razorpay

Destructive actions wait for a yes.

28 Razorpay actions are destructive. These are all of them:

  • Refund a payment (normal or instant)razorpay.refunds.create
  • Delete a draft invoicerazorpay.invoices.delete
  • Create a payout (to a fund account or composite)razorpay.payouts.create
  • Cancel a queued payoutrazorpay.payouts.cancel
  • Cancel a subscriptionrazorpay.subscriptions.cancel
  • Delete an itemrazorpay.items.delete
  • Capture an authorized paymentrazorpay.payments.capture
  • Remove an offer from a subscriptionrazorpay.subscriptions.delete_offer
  • Cancel an invoicerazorpay.invoices.cancel
  • Create a direct transferrazorpay.transfers.create
  • Reverse a transferrazorpay.transfers.reverse
  • Create a payout linkrazorpay.payout_links.create
  • Cancel a payment linkrazorpay.payment_links.cancel
  • Charge a subsequent recurring payment on a tokenrazorpay.recurring.create_payment
  • Create an instant settlementrazorpay.instant_settlements.create
  • Create transfers from a captured paymentrazorpay.transfers.create_from_payment
  • Cancel a subscription's pending updaterazorpay.subscriptions.cancel_scheduled_changes
  • Delete a billrazorpay.bills.delete
  • Delete an add-onrazorpay.addons.delete
  • Delete a customer's saved tokenrazorpay.tokens.delete
  • Delete a sub-merchant accountrazorpay.accounts.delete
  • Delete a sub-merchant account webhookrazorpay.account_webhooks.delete
  • Delete a customer's bank accountrazorpay.customer_bank_accounts.delete
  • Delete an allowed payer account (TPV)razorpay.virtual_accounts.delete_allowed_payer
  • Cancel a customer's recurring token (mandate)razorpay.tokens.cancel
  • Close a QR coderazorpay.qr_codes.close
  • Cancel a payout linkrazorpay.payout_links.cancel
  • Close a customer identifierrazorpay.virtual_accounts.close

A destructive action runs only with confirm: true. Under the human policy the agent cannot confirm for itself: the run stops until a named person approves, in the console or from a signed link in an email. The cap on a key is refused before the call is sent, never after.

dorazorpay.invoices.deleteconfirm_policy: human

Delete a draft invoice?

intent: the user asked me to delete a draft invoice

run suspended · waiting for a named person · key razorpay-agent cannot confirm itself
In the console, or from an emailed signed link.
a key for this connector
account {  op: "keys.create", name: "razorpay-agent",  allowed_actions: ["razorpay.*"], cap_calls: 2000,  confirm_policy: "human_for_writes",  approval_rules: [    { match: "razorpay.refunds.create", approver: "[email protected]" },    { match: "razorpay.invoices.delete", approver: "[email protected]" },    { match: "razorpay.payouts.create", approver: "[email protected]" }  ]}
Illustrative. Scoped to Razorpay only, capped at 2,000 upstream calls, every write confirmed, and the destructive ones approved by a named person.

Cost

What Razorpay costs on actionlake.

Every Razorpay action is one upstream call, the only thing actionlake bills. Searching, check, cost, account and any call Razorpay refused with 401, 403, 429 or a 5xx are free. Paid plans start at US$49 a month for 250,000 calls, with overage from US$0.30 down to US$0.18 per 1,000.

  • 1upstream call per actionall 151 Razorpay actions
  • 151actions pageeach page of a long list is one call
  • 72reads can be cacheda cache hit costs nothing
  • 100,000calls a month, freepaid plans from US$49 a month for 250,000

See pricing

Action index

Every Razorpay action.

151 actions by area: the id your agent calls, what it does, and its effect.

Subscriptions10
  • razorpay.subscriptions.cancelCancel a subscriptiondestructive
  • razorpay.subscriptions.cancel_scheduled_changesCancel a subscription's pending updatedestructive
  • razorpay.subscriptions.createCreate a subscription or subscription linkwrite
  • razorpay.subscriptions.delete_offerRemove an offer from a subscriptiondestructive
  • razorpay.subscriptions.getGet a subscriptionread
  • razorpay.subscriptions.get_scheduled_changesGet a subscription's pending updateread
  • razorpay.subscriptions.listList subscriptionsread
  • razorpay.subscriptions.pausePause a subscriptionwrite
  • razorpay.subscriptions.resumeResume a paused subscriptionwrite
  • razorpay.subscriptions.updateUpdate a subscriptionwrite
Virtual accounts9
  • razorpay.virtual_accounts.add_allowed_payerAdd an allowed payer account (TPV)write
  • razorpay.virtual_accounts.add_receiverAdd a receiver (VPA or bank account) to a customer identifierwrite
  • razorpay.virtual_accounts.closeClose a customer identifierdestructive
  • razorpay.virtual_accounts.createCreate a customer identifier (virtual account)write
  • razorpay.virtual_accounts.delete_allowed_payerDelete an allowed payer account (TPV)destructive
  • razorpay.virtual_accounts.getGet a customer identifierread
  • razorpay.virtual_accounts.listList customer identifiers (virtual accounts)read
  • razorpay.virtual_accounts.list_paymentsList payments received by a customer identifierread
  • razorpay.virtual_accounts.updateUpdate a customer identifierwrite
Invoices8
  • razorpay.invoices.cancelCancel an invoicedestructive
  • razorpay.invoices.createCreate an invoicewrite
  • razorpay.invoices.deleteDelete a draft invoicedestructive
  • razorpay.invoices.getGet an invoiceread
  • razorpay.invoices.issueIssue a draft invoicewrite
  • razorpay.invoices.listList invoicesread
  • razorpay.invoices.notifySend an invoice notificationwrite
  • razorpay.invoices.updateUpdate an invoicewrite
Transfers8
  • razorpay.transfers.createCreate a direct transferdestructive
  • razorpay.transfers.create_from_paymentCreate transfers from a captured paymentdestructive
  • razorpay.transfers.getGet a transferread
  • razorpay.transfers.listList transfersread
  • razorpay.transfers.list_for_paymentList the transfers made from a paymentread
  • razorpay.transfers.list_reversalsList the reversals of a transferread
  • razorpay.transfers.reverseReverse a transferdestructive
  • razorpay.transfers.updateModify the settlement hold on a transferwrite
Payments7
  • razorpay.payments.captureCapture an authorized paymentdestructive
  • razorpay.payments.getGet a paymentread
  • razorpay.payments.get_bank_transferGet the bank transfer behind a paymentread
  • razorpay.payments.get_cardGet the card details of a paymentread
  • razorpay.payments.get_upi_transferGet the UPI transfer behind a paymentread
  • razorpay.payments.listList paymentsread
  • razorpay.payments.updateUpdate a payment's noteswrite
Payment links6
  • razorpay.payment_links.cancelCancel a payment linkdestructive
  • razorpay.payment_links.createCreate a payment link (standard or UPI)write
  • razorpay.payment_links.getGet a payment linkread
  • razorpay.payment_links.listList payment linksread
  • razorpay.payment_links.notifySend or resend a payment link notificationwrite
  • razorpay.payment_links.updateUpdate a payment linkwrite
QR codes6
  • razorpay.qr_codes.closeClose a QR codedestructive
  • razorpay.qr_codes.createCreate a QR codewrite
  • razorpay.qr_codes.getGet a QR coderead
  • razorpay.qr_codes.listList QR codesread
  • razorpay.qr_codes.list_paymentsList the payments made to a QR coderead
  • razorpay.qr_codes.updateUpdate a QR codewrite
Refunds6
  • razorpay.refunds.createRefund a payment (normal or instant)destructive
  • razorpay.refunds.getGet a refundread
  • razorpay.refunds.get_for_paymentGet a refund of a paymentread
  • razorpay.refunds.listList refundsread
  • razorpay.refunds.list_for_paymentList the refunds of a paymentread
  • razorpay.refunds.updateUpdate a refund's noteswrite
Account webhooks5
  • razorpay.account_webhooks.createCreate a webhook on a sub-merchant accountwrite
  • razorpay.account_webhooks.deleteDelete a sub-merchant account webhookdestructive
  • razorpay.account_webhooks.getGet a sub-merchant account webhookread
  • razorpay.account_webhooks.listList a sub-merchant account's webhooksread
  • razorpay.account_webhooks.updateUpdate a sub-merchant account webhookwrite
Accounts5
  • razorpay.accounts.createCreate a linked or sub-merchant accountwrite
  • razorpay.accounts.deleteDelete a sub-merchant accountdestructive
  • razorpay.accounts.getGet a linked or sub-merchant accountread
  • razorpay.accounts.list_documentsList an account's uploaded documentsread
  • razorpay.accounts.updateUpdate a linked or sub-merchant accountwrite
Items5
  • razorpay.items.createCreate an itemwrite
  • razorpay.items.deleteDelete an itemdestructive
  • razorpay.items.getGet an itemread
  • razorpay.items.listList itemsread
  • razorpay.items.updateUpdate an itemwrite
Orders5
  • razorpay.orders.createCreate an orderwrite
  • razorpay.orders.getGet an orderread
  • razorpay.orders.listList ordersread
  • razorpay.orders.list_paymentsList the payments made against an orderread
  • razorpay.orders.updateUpdate an order's noteswrite
Stakeholders5
  • razorpay.stakeholders.createCreate a stakeholder on an accountwrite
  • razorpay.stakeholders.getGet a stakeholderread
  • razorpay.stakeholders.listList an account's stakeholdersread
  • razorpay.stakeholders.list_documentsList a stakeholder's uploaded documentsread
  • razorpay.stakeholders.updateUpdate a stakeholderwrite
Addons4
  • razorpay.addons.createCreate an add-on on a subscriptionwrite
  • razorpay.addons.deleteDelete an add-ondestructive
  • razorpay.addons.getGet an add-onread
  • razorpay.addons.listList add-onsread
Contacts4
  • razorpay.contacts.createCreate a RazorpayX contactwrite
  • razorpay.contacts.getGet a RazorpayX contactread
  • razorpay.contacts.listList RazorpayX contactsread
  • razorpay.contacts.updateUpdate, activate or deactivate a RazorpayX contactwrite
Customers4
  • razorpay.customers.createCreate a customerwrite
  • razorpay.customers.getGet a customerread
  • razorpay.customers.listList customersread
  • razorpay.customers.updateEdit a customerwrite
Disputes4
  • razorpay.disputes.acceptAccept a disputewrite
  • razorpay.disputes.contestContest a dispute (draft or submit evidence)write
  • razorpay.disputes.getGet a disputeread
  • razorpay.disputes.listList disputesread
Fund accounts4
  • razorpay.fund_accounts.createCreate a fund account (bank account, VPA, card or wallet)write
  • razorpay.fund_accounts.getGet a fund accountread
  • razorpay.fund_accounts.listList fund accountsread
  • razorpay.fund_accounts.updateActivate or deactivate a fund accountwrite
Payout links4
  • razorpay.payout_links.cancelCancel a payout linkdestructive
  • razorpay.payout_links.createCreate a payout linkdestructive
  • razorpay.payout_links.getGet a payout linkread
  • razorpay.payout_links.listList payout linksread
Payouts4
  • razorpay.payouts.cancelCancel a queued payoutdestructive
  • razorpay.payouts.createCreate a payout (to a fund account or composite)destructive
  • razorpay.payouts.getGet a payoutread
  • razorpay.payouts.listList payoutsread
Tokens4
  • razorpay.tokens.cancelCancel a customer's recurring token (mandate)destructive
  • razorpay.tokens.deleteDelete a customer's saved tokendestructive
  • razorpay.tokens.getGet a customer's saved tokenread
  • razorpay.tokens.listList a customer's saved tokensread
Account validations3
  • razorpay.account_validations.createValidate a bank account or VPAwrite
  • razorpay.account_validations.getGet an account validation transactionread
  • razorpay.account_validations.listList account validation transactionsread
Bills3
  • razorpay.bills.createCreate a bill (digital receipt)write
  • razorpay.bills.deleteDelete a billdestructive
  • razorpay.bills.updateUpdate a billwrite
Instant settlements3
  • razorpay.instant_settlements.createCreate an instant settlementdestructive
  • razorpay.instant_settlements.getGet an instant settlementread
  • razorpay.instant_settlements.listList instant settlementsread
Plans3
  • razorpay.plans.createCreate a planwrite
  • razorpay.plans.getGet a planread
  • razorpay.plans.listList plansread
Product configurations3
  • razorpay.product_configurations.createRequest a product configuration for an accountwrite
  • razorpay.product_configurations.getGet a product configurationread
  • razorpay.product_configurations.updateUpdate a product configuration (settlements, payment methods, T&C)write
Settlements3
  • razorpay.settlements.getGet a settlementread
  • razorpay.settlements.listList settlementsread
  • razorpay.settlements.reconGet settlement reconciliation details for a periodread
Customer bank accounts2
  • razorpay.customer_bank_accounts.createAdd a bank account to a customerwrite
  • razorpay.customer_bank_accounts.deleteDelete a customer's bank accountdestructive
Offers2
  • razorpay.offers.listList offersread
  • razorpay.offers.matchMatch the offers applicable to an order, cart or payment instrumentread
Payment downtimes2
  • razorpay.payment_downtimes.getGet a payment downtimeread
  • razorpay.payment_downtimes.listList payment method downtimesread
Recurring2
  • razorpay.recurring.create_auth_linkCreate a registration (authorisation) link for a recurring mandatewrite
  • razorpay.recurring.create_paymentCharge a subsequent recurring payment on a tokendestructive
Transactions2
  • razorpay.transactions.getGet a RazorpayX account statement transactionread
  • razorpay.transactions.listList RazorpayX account statement transactionsread
Banking balances1
  • razorpay.banking_balances.listList RazorpayX account balancesread
Cards1
  • razorpay.cards.get_referenceGet the card reference number (PAR) for a cardread
Documents1
  • razorpay.documents.getGet document informationread
Iins1
  • razorpay.iins.getLook up a card IIN (BIN)read
Payment methods1
  • razorpay.payment_methods.listList the payment methods enabled on the accountread
Terms conditions1
  • razorpay.terms_conditions.getGet the terms and conditions for a productread

Questions

The Razorpay MCP server, answered.

Is there a Razorpay MCP server for Claude?

Yes. actionlake is an MCP gateway: a remote MCP server that gives Claude, or another MCP client, 151 Razorpay actions across subscriptions, virtual accounts, invoices and transfers, through the same eight tools it uses for every other connector. actionlake is independent; it is not made or endorsed by Razorpay.

What do I need to connect Razorpay?

Razorpay API Key Id (rzp_live_... or rzp_test_...), from Dashboard > Account & Settings > API Keys and Razorpay API Key Secret, shown once when the key is generated. The free call account { op: "connections.requirements", service: "razorpay" } lists exactly what to paste.

Can an AI agent delete or change things in Razorpay?

Only if its key allows it, and only with an explicit confirmation. 28 Razorpay actions are destructive, including refund a payment (normal or instant), delete a draft invoice and create a payout (to a fund account or composite). Each runs only with confirm: true. Under the human confirm policy, or an approval rule on the key, the run waits until a named person approves it.

Will an AI agent use up my Razorpay API limit?

actionlake paces every call to the limits in the Razorpay service file: 20 calls a second per connection. Repeated reads are answered from cache (72 Razorpay actions can be), which never reaches Razorpay.

What does a Razorpay action cost?

One upstream call, the only unit actionlake bills. A list that pages bills one call per page (151 Razorpay actions page). Cache hits, searches, dry runs and calls Razorpay refused with 401, 403, 429 or a 5xx are free. The Free plan includes 100,000 calls a month with no card. Paid plans start at US$49 a month for 250,000 calls, with overage from US$0.30 down to US$0.18 per 1,000.

Which Razorpay API does it cover?

The Razorpay REST API v1 (with v2 accounts) at api.razorpay.com. It is built from Razorpay's documentation as read on 23 October 2026. 151 actions in 38 areas, each one in the signed service file (version 1.0.0).

Does actionlake keep my Razorpay data, and where?

actionlake processes and stores data in Sydney, Australia; there is no US region yet. Reads may be cached for up to 5 minutes, and a write clears the reads it affects. Each run's request and response is kept, sealed, for your plan's trace window: 1 day on Free, 3 days on Starter, 7 days on Pro, 14 days on Team, 30 days on Business and 30 days on Enterprise. Your Razorpay credential is sealed under your tenant's key, never logged and never returned. Your traffic is not used to train models.

Which AI clients can use it?

Claude Code, tested by us end to end, and the Claude app as a custom connector, tested by us with an existing key. Other MCP clients that support remote servers over Streamable HTTP (MCP revisions 2025-06-18 and 2025-11-25) and OAuth dynamic client registration, or a bearer header, should connect the same way; we have not tested them. Or plain REST, under the same action names.

Give your agent Razorpay today.

Start free - 100,000 calls/month, no card. No signup. Hard caps on every key. Cached answers are free.