Connectors · Accounting & finance
Razorpay MCP server for AI agents.
actionlake is an MCP gateway: one remote MCP server that connects Claude and other MCP clients to Razorpay and the rest of your systems. It gives your agent 151 Razorpay actions (76 reads, 47 writes and 28 that wait for a confirmation) and holds the Razorpay credential itself, so the agent never does. It paces Razorpay's limits and records every call.
100,000 free calls a month. No card, no email, no password: press Start a free sandbox on the next screen and keep the key it shows you.
claude mcp add --transport http actionlake https://connect.actionlake.com/mcpdo { action: "razorpay.invoices.list", intent: "check which Razorpay account is connected"}# List invoices · read · 1 upstream call- 151actionsin one signed file
- 76readlook, never change
- 47writecreate and update
- 28wait for a yesdestructive, confirmed first
Set up
Connect Razorpay in three steps.
- 01
Add actionlake to Claude.
Run the command once in Claude Code; its consent page can create a free sandbox: 100,000 calls a month, no card. In the Claude app, add a custom connector with the URL below and paste your key on the consent page. Creating a new sandbox from the Claude app is not yet tested by us.
https://connect.actionlake.com/mcp - 02
Connect Razorpay.
Username and secret. No consent screen: your agent can connect it for you, but the key then passes through your chat. To keep it out of the model's context, paste it in the console instead. actionlake stores what you paste write-only, sealed under your tenant's key.
key_idRazorpay API Key Id (rzp_live_... or rzp_test_...), from Dashboard > Account & Settings > API Keyskey_secretRazorpay API Key Secret, shown once when the key is generated
account { op: "connections.requirements", service: "razorpay" } # free: exactly what to paste, and what is found for you - 03
Make the first call. Check before a write.
Ask in plain words; Claude picks the action. Before anything changes,
checkvalidates the call and prices it, for free.do { action: "razorpay.invoices.list" }# list invoices · read · 1 upstream callcheck { action: "razorpay.invoices.create", input: { … } }# free: inputs, permissions, cost and confirmations, nothing sent
Razorpay at a glance
- Sign-in
- Username and secret. No consent screen: your agent can connect it for you, but the key then passes through your chat. To keep it out of the model's context, paste it in the console instead.
- You provide
key_idkey_secret- Limits we pace to
- 20 calls a second, per connection
- API covered
- Razorpay REST API v1 (with v2 accounts)
api.razorpay.com - Built from
- Razorpay's documentation, read 23 October 2026razorpay.comrazorpay.com
- Service file
- Version 1.0.0, signed (Ed25519)
- Cached reads
- 72 of 76 reads, for up to 5 minutes; a write clears what it affects
- Shared entities
- 6, so ask can line Razorpay up with your other systems
- Data
- Processed and stored in Sydney, Australia. No US region yet
Capabilities
What an AI agent can do in Razorpay.
151 actions in 38 areas. Every one carries its effect, so a key can allow the reads and hold the rest.
- 76readlook, never change
- 47writecreate and update
- 28destructivewait for a confirmation
Subscriptions
103 read · 4 write · 3 destructive
List subscriptions · Create a subscription or subscription link · Get a subscription · Update a subscription
Virtual accounts
93 read · 4 write · 2 destructive
Add an allowed payer account (TPV) · Add a receiver (VPA or bank account) to a customer identifier · Create a customer identifier (virtual account) · List customer identifiers (virtual accounts)
Invoices
82 read · 4 write · 2 destructive
List invoices · Create an invoice · Get an invoice · Update an invoice
Transfers
84 read · 1 write · 3 destructive
Create a direct transfer · Create transfers from a captured payment · List transfers · List the transfers made from a payment
Payments
75 read · 1 write · 1 destructive
List payments · Get a payment · Update a payment's notes · Capture an authorized payment
Payment links
62 read · 3 write · 1 destructive
Create a payment link (standard or UPI) · List payment links · Send or resend a payment link notification · Get a payment link
QR codes
63 read · 2 write · 1 destructive
Create a QR code · List QR codes · List the payments made to a QR code · Get a QR code
Refunds
64 read · 1 write · 1 destructive
List refunds · Refund a payment (normal or instant) · Get a refund · Update a refund's notes
30 more areas · 91 actions
- Account webhooks 5
- Accounts 5
- Items 5
- Orders 5
- Stakeholders 5
- Addons 4
- Contacts 4
- Customers 4
- Disputes 4
- Fund accounts 4
- Payout links 4
- Payouts 4
- Tokens 4
- Account validations 3
- Bills 3
- Instant settlements 3
- Plans 3
- Product configurations 3
- Settlements 3
- Customer bank accounts 2
- Offers 2
- Payment downtimes 2
- Recurring 2
- Transactions 2
- Banking balances 1
- Cards 1
- Documents 1
- Iins 1
- Payment methods 1
- Terms conditions 1
Top actions
The Razorpay API, shaped for agents.
The ids your agent types, what each does, and the one name it shares with other systems. 38 of Razorpay's 38 action names are shared with at least one other connector, so an agent learns them once.
| Action | What it does | Effect | Same name in |
|---|---|---|---|
razorpay.invoices.listList invoices | List invoices. | read | finance.invoice.list101 connectors |
razorpay.payments.listList payments | List payments. | read | finance.payment.list75 connectors |
razorpay.refunds.listList refunds | List refunds. | read | finance.refund.list23 connectors |
razorpay.orders.listList orders | List orders. | read | commerce.order.list82 connectors |
razorpay.payouts.listList payouts | List payouts. | read | finance.payout.list14 connectors |
razorpay.invoices.createCreate an invoice | Create an invoice. | write | finance.invoice.create74 connectors |
razorpay.customers.listList customers | List customers. | read | commerce.customer.list45 connectors |
razorpay.payments.getGet a payment | Get a payment. | read | finance.payment.get80 connectors |
razorpay.refunds.createRefund a payment (normal or instant) | Refund a payment (normal or instant). | destructive | finance.refund.create19 connectors |
razorpay.orders.createCreate an order | Create an order. | write | commerce.order.create67 connectors |
razorpay.customers.createCreate a customer | Create a customer. | write | commerce.customer.create43 connectors |
razorpay.payouts.getGet a payout | Get a payout. | read | finance.payout.get13 connectors |
Try it
Prompts to paste into Claude.
Each one names the Razorpay actions it will call, so you know what it reads and what it changes before you send it.
- Readread
Which Razorpay invoices are more than 30 days overdue? Group them by customer with the total owed.
calls
razorpay.invoices.list - Writewrite
Create an invoice in Razorpay. Show me exactly what you will send before you save it.
calls
razorpay.invoices.create
Governance for Razorpay
Destructive actions wait for a yes.
28 Razorpay actions are destructive. These are all of them:
- Refund a payment (normal or instant)
razorpay.refunds.create - Delete a draft invoice
razorpay.invoices.delete - Create a payout (to a fund account or composite)
razorpay.payouts.create - Cancel a queued payout
razorpay.payouts.cancel - Cancel a subscription
razorpay.subscriptions.cancel - Delete an item
razorpay.items.delete - Capture an authorized payment
razorpay.payments.capture - Remove an offer from a subscription
razorpay.subscriptions.delete_offer - Cancel an invoice
razorpay.invoices.cancel - Create a direct transfer
razorpay.transfers.create - Reverse a transfer
razorpay.transfers.reverse - Create a payout link
razorpay.payout_links.create - Cancel a payment link
razorpay.payment_links.cancel - Charge a subsequent recurring payment on a token
razorpay.recurring.create_payment - Create an instant settlement
razorpay.instant_settlements.create - Create transfers from a captured payment
razorpay.transfers.create_from_payment - Cancel a subscription's pending update
razorpay.subscriptions.cancel_scheduled_changes - Delete a bill
razorpay.bills.delete - Delete an add-on
razorpay.addons.delete - Delete a customer's saved token
razorpay.tokens.delete - Delete a sub-merchant account
razorpay.accounts.delete - Delete a sub-merchant account webhook
razorpay.account_webhooks.delete - Delete a customer's bank account
razorpay.customer_bank_accounts.delete - Delete an allowed payer account (TPV)
razorpay.virtual_accounts.delete_allowed_payer - Cancel a customer's recurring token (mandate)
razorpay.tokens.cancel - Close a QR code
razorpay.qr_codes.close - Cancel a payout link
razorpay.payout_links.cancel - Close a customer identifier
razorpay.virtual_accounts.close
A destructive action runs only with confirm: true. Under the human policy the agent cannot confirm for itself: the run stops until a named person approves, in the console or from a signed link in an email. The cap on a key is refused before the call is sent, never after.
Delete a draft invoice?
intent: the user asked me to delete a draft invoice
account { op: "keys.create", name: "razorpay-agent", allowed_actions: ["razorpay.*"], cap_calls: 2000, confirm_policy: "human_for_writes", approval_rules: [ { match: "razorpay.refunds.create", approver: "[email protected]" }, { match: "razorpay.invoices.delete", approver: "[email protected]" }, { match: "razorpay.payouts.create", approver: "[email protected]" } ]}Cost
What Razorpay costs on actionlake.
Every Razorpay action is one upstream call, the only thing actionlake bills. Searching, check, cost, account and any call Razorpay refused with 401, 403, 429 or a 5xx are free. Paid plans start at US$49 a month for 250,000 calls, with overage from US$0.30 down to US$0.18 per 1,000.
- 1upstream call per actionall 151 Razorpay actions
- 151actions pageeach page of a long list is one call
- 72reads can be cacheda cache hit costs nothing
- 100,000calls a month, freepaid plans from US$49 a month for 250,000
Action index
Every Razorpay action.
151 actions by area: the id your agent calls, what it does, and its effect.
Subscriptions10
razorpay.subscriptions.cancelCancel a subscriptiondestructiverazorpay.subscriptions.cancel_scheduled_changesCancel a subscription's pending updatedestructiverazorpay.subscriptions.createCreate a subscription or subscription linkwriterazorpay.subscriptions.delete_offerRemove an offer from a subscriptiondestructiverazorpay.subscriptions.getGet a subscriptionreadrazorpay.subscriptions.get_scheduled_changesGet a subscription's pending updatereadrazorpay.subscriptions.listList subscriptionsreadrazorpay.subscriptions.pausePause a subscriptionwriterazorpay.subscriptions.resumeResume a paused subscriptionwriterazorpay.subscriptions.updateUpdate a subscriptionwrite
Virtual accounts9
razorpay.virtual_accounts.add_allowed_payerAdd an allowed payer account (TPV)writerazorpay.virtual_accounts.add_receiverAdd a receiver (VPA or bank account) to a customer identifierwriterazorpay.virtual_accounts.closeClose a customer identifierdestructiverazorpay.virtual_accounts.createCreate a customer identifier (virtual account)writerazorpay.virtual_accounts.delete_allowed_payerDelete an allowed payer account (TPV)destructiverazorpay.virtual_accounts.getGet a customer identifierreadrazorpay.virtual_accounts.listList customer identifiers (virtual accounts)readrazorpay.virtual_accounts.list_paymentsList payments received by a customer identifierreadrazorpay.virtual_accounts.updateUpdate a customer identifierwrite
Invoices8
razorpay.invoices.cancelCancel an invoicedestructiverazorpay.invoices.createCreate an invoicewriterazorpay.invoices.deleteDelete a draft invoicedestructiverazorpay.invoices.getGet an invoicereadrazorpay.invoices.issueIssue a draft invoicewriterazorpay.invoices.listList invoicesreadrazorpay.invoices.notifySend an invoice notificationwriterazorpay.invoices.updateUpdate an invoicewrite
Transfers8
razorpay.transfers.createCreate a direct transferdestructiverazorpay.transfers.create_from_paymentCreate transfers from a captured paymentdestructiverazorpay.transfers.getGet a transferreadrazorpay.transfers.listList transfersreadrazorpay.transfers.list_for_paymentList the transfers made from a paymentreadrazorpay.transfers.list_reversalsList the reversals of a transferreadrazorpay.transfers.reverseReverse a transferdestructiverazorpay.transfers.updateModify the settlement hold on a transferwrite
Payments7
razorpay.payments.captureCapture an authorized paymentdestructiverazorpay.payments.getGet a paymentreadrazorpay.payments.get_bank_transferGet the bank transfer behind a paymentreadrazorpay.payments.get_cardGet the card details of a paymentreadrazorpay.payments.get_upi_transferGet the UPI transfer behind a paymentreadrazorpay.payments.listList paymentsreadrazorpay.payments.updateUpdate a payment's noteswrite
Payment links6
razorpay.payment_links.cancelCancel a payment linkdestructiverazorpay.payment_links.createCreate a payment link (standard or UPI)writerazorpay.payment_links.getGet a payment linkreadrazorpay.payment_links.listList payment linksreadrazorpay.payment_links.notifySend or resend a payment link notificationwriterazorpay.payment_links.updateUpdate a payment linkwrite
QR codes6
razorpay.qr_codes.closeClose a QR codedestructiverazorpay.qr_codes.createCreate a QR codewriterazorpay.qr_codes.getGet a QR codereadrazorpay.qr_codes.listList QR codesreadrazorpay.qr_codes.list_paymentsList the payments made to a QR codereadrazorpay.qr_codes.updateUpdate a QR codewrite
Refunds6
razorpay.refunds.createRefund a payment (normal or instant)destructiverazorpay.refunds.getGet a refundreadrazorpay.refunds.get_for_paymentGet a refund of a paymentreadrazorpay.refunds.listList refundsreadrazorpay.refunds.list_for_paymentList the refunds of a paymentreadrazorpay.refunds.updateUpdate a refund's noteswrite
Account webhooks5
razorpay.account_webhooks.createCreate a webhook on a sub-merchant accountwriterazorpay.account_webhooks.deleteDelete a sub-merchant account webhookdestructiverazorpay.account_webhooks.getGet a sub-merchant account webhookreadrazorpay.account_webhooks.listList a sub-merchant account's webhooksreadrazorpay.account_webhooks.updateUpdate a sub-merchant account webhookwrite
Accounts5
razorpay.accounts.createCreate a linked or sub-merchant accountwriterazorpay.accounts.deleteDelete a sub-merchant accountdestructiverazorpay.accounts.getGet a linked or sub-merchant accountreadrazorpay.accounts.list_documentsList an account's uploaded documentsreadrazorpay.accounts.updateUpdate a linked or sub-merchant accountwrite
Items5
razorpay.items.createCreate an itemwriterazorpay.items.deleteDelete an itemdestructiverazorpay.items.getGet an itemreadrazorpay.items.listList itemsreadrazorpay.items.updateUpdate an itemwrite
Orders5
razorpay.orders.createCreate an orderwriterazorpay.orders.getGet an orderreadrazorpay.orders.listList ordersreadrazorpay.orders.list_paymentsList the payments made against an orderreadrazorpay.orders.updateUpdate an order's noteswrite
Stakeholders5
razorpay.stakeholders.createCreate a stakeholder on an accountwriterazorpay.stakeholders.getGet a stakeholderreadrazorpay.stakeholders.listList an account's stakeholdersreadrazorpay.stakeholders.list_documentsList a stakeholder's uploaded documentsreadrazorpay.stakeholders.updateUpdate a stakeholderwrite
Addons4
razorpay.addons.createCreate an add-on on a subscriptionwriterazorpay.addons.deleteDelete an add-ondestructiverazorpay.addons.getGet an add-onreadrazorpay.addons.listList add-onsread
Contacts4
razorpay.contacts.createCreate a RazorpayX contactwriterazorpay.contacts.getGet a RazorpayX contactreadrazorpay.contacts.listList RazorpayX contactsreadrazorpay.contacts.updateUpdate, activate or deactivate a RazorpayX contactwrite
Customers4
razorpay.customers.createCreate a customerwriterazorpay.customers.getGet a customerreadrazorpay.customers.listList customersreadrazorpay.customers.updateEdit a customerwrite
Disputes4
razorpay.disputes.acceptAccept a disputewriterazorpay.disputes.contestContest a dispute (draft or submit evidence)writerazorpay.disputes.getGet a disputereadrazorpay.disputes.listList disputesread
Fund accounts4
razorpay.fund_accounts.createCreate a fund account (bank account, VPA, card or wallet)writerazorpay.fund_accounts.getGet a fund accountreadrazorpay.fund_accounts.listList fund accountsreadrazorpay.fund_accounts.updateActivate or deactivate a fund accountwrite
Payout links4
razorpay.payout_links.cancelCancel a payout linkdestructiverazorpay.payout_links.createCreate a payout linkdestructiverazorpay.payout_links.getGet a payout linkreadrazorpay.payout_links.listList payout linksread
Payouts4
razorpay.payouts.cancelCancel a queued payoutdestructiverazorpay.payouts.createCreate a payout (to a fund account or composite)destructiverazorpay.payouts.getGet a payoutreadrazorpay.payouts.listList payoutsread
Tokens4
razorpay.tokens.cancelCancel a customer's recurring token (mandate)destructiverazorpay.tokens.deleteDelete a customer's saved tokendestructiverazorpay.tokens.getGet a customer's saved tokenreadrazorpay.tokens.listList a customer's saved tokensread
Account validations3
razorpay.account_validations.createValidate a bank account or VPAwriterazorpay.account_validations.getGet an account validation transactionreadrazorpay.account_validations.listList account validation transactionsread
Bills3
razorpay.bills.createCreate a bill (digital receipt)writerazorpay.bills.deleteDelete a billdestructiverazorpay.bills.updateUpdate a billwrite
Instant settlements3
razorpay.instant_settlements.createCreate an instant settlementdestructiverazorpay.instant_settlements.getGet an instant settlementreadrazorpay.instant_settlements.listList instant settlementsread
Plans3
razorpay.plans.createCreate a planwriterazorpay.plans.getGet a planreadrazorpay.plans.listList plansread
Product configurations3
razorpay.product_configurations.createRequest a product configuration for an accountwriterazorpay.product_configurations.getGet a product configurationreadrazorpay.product_configurations.updateUpdate a product configuration (settlements, payment methods, T&C)write
Settlements3
razorpay.settlements.getGet a settlementreadrazorpay.settlements.listList settlementsreadrazorpay.settlements.reconGet settlement reconciliation details for a periodread
Customer bank accounts2
razorpay.customer_bank_accounts.createAdd a bank account to a customerwriterazorpay.customer_bank_accounts.deleteDelete a customer's bank accountdestructive
Offers2
razorpay.offers.listList offersreadrazorpay.offers.matchMatch the offers applicable to an order, cart or payment instrumentread
Payment downtimes2
razorpay.payment_downtimes.getGet a payment downtimereadrazorpay.payment_downtimes.listList payment method downtimesread
Recurring2
razorpay.recurring.create_auth_linkCreate a registration (authorisation) link for a recurring mandatewriterazorpay.recurring.create_paymentCharge a subsequent recurring payment on a tokendestructive
Transactions2
razorpay.transactions.getGet a RazorpayX account statement transactionreadrazorpay.transactions.listList RazorpayX account statement transactionsread
Banking balances1
razorpay.banking_balances.listList RazorpayX account balancesread
Cards1
razorpay.cards.get_referenceGet the card reference number (PAR) for a cardread
Documents1
razorpay.documents.getGet document informationread
Iins1
razorpay.iins.getLook up a card IIN (BIN)read
Payment methods1
razorpay.payment_methods.listList the payment methods enabled on the accountread
Terms conditions1
razorpay.terms_conditions.getGet the terms and conditions for a productread
Questions
The Razorpay MCP server, answered.
Is there a Razorpay MCP server for Claude?
Yes. actionlake is an MCP gateway: a remote MCP server that gives Claude, or another MCP client, 151 Razorpay actions across subscriptions, virtual accounts, invoices and transfers, through the same eight tools it uses for every other connector. actionlake is independent; it is not made or endorsed by Razorpay.
What do I need to connect Razorpay?
Razorpay API Key Id (rzp_live_... or rzp_test_...), from Dashboard > Account & Settings > API Keys and Razorpay API Key Secret, shown once when the key is generated. The free call account { op: "connections.requirements", service: "razorpay" } lists exactly what to paste.
Can an AI agent delete or change things in Razorpay?
Only if its key allows it, and only with an explicit confirmation. 28 Razorpay actions are destructive, including refund a payment (normal or instant), delete a draft invoice and create a payout (to a fund account or composite). Each runs only with confirm: true. Under the human confirm policy, or an approval rule on the key, the run waits until a named person approves it.
Will an AI agent use up my Razorpay API limit?
actionlake paces every call to the limits in the Razorpay service file: 20 calls a second per connection. Repeated reads are answered from cache (72 Razorpay actions can be), which never reaches Razorpay.
What does a Razorpay action cost?
One upstream call, the only unit actionlake bills. A list that pages bills one call per page (151 Razorpay actions page). Cache hits, searches, dry runs and calls Razorpay refused with 401, 403, 429 or a 5xx are free. The Free plan includes 100,000 calls a month with no card. Paid plans start at US$49 a month for 250,000 calls, with overage from US$0.30 down to US$0.18 per 1,000.
Which Razorpay API does it cover?
The Razorpay REST API v1 (with v2 accounts) at api.razorpay.com. It is built from Razorpay's documentation as read on 23 October 2026. 151 actions in 38 areas, each one in the signed service file (version 1.0.0).
Does actionlake keep my Razorpay data, and where?
actionlake processes and stores data in Sydney, Australia; there is no US region yet. Reads may be cached for up to 5 minutes, and a write clears the reads it affects. Each run's request and response is kept, sealed, for your plan's trace window: 1 day on Free, 3 days on Starter, 7 days on Pro, 14 days on Team, 30 days on Business and 30 days on Enterprise. Your Razorpay credential is sealed under your tenant's key, never logged and never returned. Your traffic is not used to train models.
Which AI clients can use it?
Claude Code, tested by us end to end, and the Claude app as a custom connector, tested by us with an existing key. Other MCP clients that support remote servers over Streamable HTTP (MCP revisions 2025-06-18 and 2025-11-25) and OAuth dynamic client registration, or a bearer header, should connect the same way; we have not tested them. Or plain REST, under the same action names.
Give your agent Razorpay today.
Start free - 100,000 calls/month, no card. No signup. Hard caps on every key. Cached answers are free.