---
title: "Akahu MCP server for AI agents - actionlake"
description: "Give Claude 27 Akahu actions through one MCP server: payments, transactions, webhooks. Your agent never holds the credential. 100,000 calls a month free."
canonical: https://actionlake.com/connectors/akahu
updated: 2026-10-23
---

Connectors · Accounting & finance

# Akahu MCP server for AI agents.

actionlake is an MCP gateway: one remote MCP server that connects Claude and other MCP clients to Akahu and the rest of your systems. It gives your agent 27 Akahu actions (16 reads, 6 writes and 5 that wait for a confirmation) and holds the Akahu credential itself, so the agent never does. It paces Akahu's limits and records every call.

[Connect Akahu free](https://actionlake.com/console?start=sandbox) [See pricing](https://actionlake.com/pricing)

100,000 free calls a month. No card, no email, no password: press Start a free sandbox on the next screen and keep the key it shows you.

`claude mcp add --transport http actionlake https://connect.actionlake.com/mcp`

the first call

```
do {
  action: "akahu.accounts.list",
  intent: "check which Akahu account is connected"
}
# List the user's connected bank accounts · read · 1 upstream call
```

- 27 actions in one signed file
- 16 read look, never change
- 6 write create and update
- 5 wait for a yes destructive, confirmed first

Set up

## Connect Akahu in three steps.

1. 01
   ### Add actionlake to Claude.
   Run the command once in Claude Code; its consent page can create a free sandbox: 100,000 calls a month, no card. In the Claude app, add a custom connector with the URL below and paste your key on the consent page. Creating a new sandbox from the Claude app is not yet tested by us.
   `https://connect.actionlake.com/mcp`
2. 02
   ### Connect Akahu.
   Header credentials. No consent screen: your agent can connect it for you, but the key then passes through your chat. To keep it out of the model's context, paste it in the console instead. actionlake stores what you paste write-only, sealed under your tenant's key.
   - `app_token` Akahu App ID Token (app_token_…): my.akahu.nz > Developers for a personal app, or your app's credentials from Akahu
   - `user_token` Akahu User Access Token (user_token_…): shown with a personal app, or obtained for a user through Akahu's OAuth…
   ```
   account { op: "connections.requirements", service: "akahu" }
   # free: exactly what to paste, and what is found for you
   ```
3. 03
   ### Make the first call. Check before a write.
   Ask in plain words; Claude picks the action. Before anything changes, `check` validates the call and prices it, for free.
   ```
   do    { action: "akahu.accounts.list" }
   # list the user's connected bank accounts · read · 1 upstream call
   check { action: "akahu.payments.create", input: { … } }
   # free: inputs, permissions, cost and confirmations, nothing sent
   ```

Akahu at a glance

**Sign-in**

Header credentials. No consent screen: your agent can connect it for you, but the key then passes through your chat. To keep it out of the model's context, paste it in the console instead.

**You provide**

`app_token` `user_token`

**Limits we pace to**

60 calls a minute, per connection

**API covered**

Akahu Enduring API v1 (OpenAPI 3.1.0)`api.akahu.io/v1`

**Built from**

Akahu's documentation, read 23 October 2026[developers.akahu.nz](https://developers.akahu.nz/reference%20(per-page%20OpenAPI%20fragments%20via%20%3Cpage%3E.md)) [developers.akahu.nz](https://developers.akahu.nz/docs)

**Service file**

Version 1.0.0, signed (Ed25519)

**Cached reads**

14 of 16 reads, for up to 5 minutes; a write clears what it affects

**Shared entities**

3, so ask can line Akahu up with your other systems

**Data**

Processed and stored in Sydney, Australia. No US region yet

Capabilities

## What an AI agent can do in Akahu.

27 actions in 14 areas. Every one carries its effect, so a key can allow the reads and hold the rest.

- **16** read look, never change
- **6** write create and update
- **5** destructive wait for a confirmation

1. ### Payments
   4
   2 read · 2 write · 0 destructive
   List payments made through Akahu in a date range · Make a payment from a connected account to an NZ bank account · Get a payment · Make a tax payment to Inland Revenue (IRD)
2. ### Transactions
   4
   4 read · 0 write · 0 destructive
   List settled transactions across all accounts in a date range · Get a transaction · List pending transactions across all accounts · Get several transactions by ID
3. ### Webhooks
   3
   1 read · 1 write · 1 destructive
   Subscribe to a webhook type for the user · List the user's webhook subscriptions · Unsubscribe from a webhook
4. ### Account transactions
   2
   2 read · 0 write · 0 destructive
   List an account's settled transactions in a date range · List an account's pending transactions
5. ### Account verification tokens
   2
   1 read · 0 write · 1 destructive
   Get an account verification token · Revoke the app's access to an account
6. ### Accounts
   2
   2 read · 0 write · 0 destructive
   List the user's connected bank accounts · Get a connected account
7. ### Name verification
   2
   2 read · 0 write · 0 destructive
   Verify a name against the user's account holder names · Verify a name against one account's holder name
8. ### Refresh
   2
   0 read · 2 write · 0 destructive
   Ask Akahu to refresh all of the user's accounts · Ask Akahu to refresh one connection or account

**6 more areas · 6 actions**

- Authorisations **1**
- Me **1**
- Parties **1**
- Payment consents **1**
- Token **1**
- Transaction support **1**

Top actions

## The Akahu API, shaped for agents.

The ids your agent types, what each does, and the one name it shares with other systems. 8 of Akahu's 8 action names are shared with at least one other connector, so an agent learns them once.

| Action | What it does | Effect | Same name in |
| --- | --- | --- | --- |
| `akahu.accounts.list` List the user's connected bank accounts | List the user's connected bank accounts. | read | `finance.bank_account.list` 35 connectors |
| `akahu.me.get` Get the current Akahu user | Get the current Akahu user. | read | `identity.current_user.get` 307 connectors |
| `akahu.transactions.list` List settled transactions across all accounts in a date range | List settled transactions across all accounts in a date range. | read | `finance.bank_transaction.list` 23 connectors |
| `akahu.accounts.get` Get a connected account | Get a connected account. | read | `finance.bank_account.get` 30 connectors |
| `akahu.transactions.get` Get a transaction | Get a transaction. | read | `finance.bank_transaction.get` 21 connectors |
| `akahu.payments.list` List payments made through Akahu in a date range | List payments made through Akahu in a date range. | read | `finance.payment.list` 75 connectors |
| `akahu.payments.create` Make a payment from a connected account to an NZ bank account | Make a payment from a connected account to a NZ bank account. | write | `finance.payment.create` 67 connectors |
| `akahu.parties.list` Get the user's identity data (names, addresses, contact details) held by their banks | Get the user's identity data (names, addresses, contact details) held by their banks. | read | this connector |
| `akahu.webhooks.list` List the user's webhook subscriptions | List the user's webhook subscriptions. | read | this connector |
| `akahu.webhooks.create` Subscribe to a webhook type for the user | Subscribe to a webhook type for the user. | write | this connector |
| `akahu.payments.create_ird` Make a tax payment to Inland Revenue (IRD) | Make a tax payment to Inland Revenue (IRD). | write | this connector |
| `akahu.token.revoke` Revoke this connection's user access token | Revoke this connection's user access token. | destructive | this connector |

Try it

## Prompts to paste into Claude.

Each one names the Akahu actions it will call, so you know what it reads and what it changes before you send it.

1. Read read
   List the user's connected bank accounts in Akahu and tell me what stands out.
   calls `akahu.accounts.list`
2. Write write
   Make a payment from a connected account to an NZ bank account in Akahu. Show me exactly what you will send before you save it.
   calls `akahu.payments.create`

Governance for Akahu

## Destructive actions wait for a yes.

5 Akahu actions are destructive. These are all of them:

- Revoke this connection's user access token `akahu.token.revoke`
- Unsubscribe from a webhook `akahu.webhooks.delete`
- Revoke an authorisation (the user's consent at one institution) `akahu.authorisations.revoke`
- Revoke a payment consent on an account `akahu.payment_consents.revoke`
- Revoke the app's access to an account `akahu.account_verification_tokens.revoke`

A destructive action runs only with `confirm: true`. Under the `human` policy the agent cannot confirm for itself: the run stops until a named person approves, in the console or from a signed link in an email. The cap on a key is refused before the call is sent, never after.

do akahu.webhooks.delete confirm_policy: **human**

Unsubscribe from a webhook?

**intent:** the user asked me to unsubscribe from a webhook

run suspended · waiting for a named person · key _akahu-agent_ cannot confirm itself

In the console, or from an emailed signed link.

a key for this connector

```
account {
  op: "keys.create", name: "akahu-agent",
  allowed_actions: ["akahu.*"], cap_calls: 2000,
  confirm_policy: "human_for_writes",
  approval_rules: [
    { match: "akahu.token.revoke", approver: "lead@example.com" },
    { match: "akahu.webhooks.delete", approver: "lead@example.com" },
    { match: "akahu.authorisations.revoke", approver: "lead@example.com" }
  ]
}
```

Illustrative. Scoped to Akahu only, capped at 2,000 upstream calls, every write confirmed, and the destructive ones approved by a named person.

Cost

## What Akahu costs on actionlake.

Every Akahu action is one upstream call, the only thing actionlake bills. Searching, `check`, `cost`, `account` and any call Akahu refused with 401, 403, 429 or a 5xx are free. Paid plans start at US$49 a month for 250,000 calls, with overage from US$0.30 down to US$0.18 per 1,000.

- 1 upstream call per action all 27 Akahu actions
- 27 actions page each page of a long list is one call
- 14 reads can be cached a cache hit costs nothing
- 100,000 calls a month, free paid plans from US$49 a month for 250,000

[See pricing](https://actionlake.com/pricing)

Action index

## Every Akahu action.

27 actions by area: the id your agent calls, what it does, and its effect.

**Payments 4**

- `akahu.payments.create` Make a payment from a connected account to an NZ bank account write
- `akahu.payments.create_ird` Make a tax payment to Inland Revenue (IRD) write
- `akahu.payments.get` Get a payment read
- `akahu.payments.list` List payments made through Akahu in a date range read

**Transactions 4**

- `akahu.transactions.get` Get a transaction read
- `akahu.transactions.get_many` Get several transactions by ID read
- `akahu.transactions.list` List settled transactions across all accounts in a date range read
- `akahu.transactions.list_pending` List pending transactions across all accounts read

**Webhooks 3**

- `akahu.webhooks.create` Subscribe to a webhook type for the user write
- `akahu.webhooks.delete` Unsubscribe from a webhook destructive
- `akahu.webhooks.list` List the user's webhook subscriptions read

**Account transactions 2**

- `akahu.account_transactions.list` List an account's settled transactions in a date range read
- `akahu.account_transactions.list_pending` List an account's pending transactions read

**Account verification tokens 2**

- `akahu.account_verification_tokens.get` Get an account verification token read
- `akahu.account_verification_tokens.revoke` Revoke the app's access to an account destructive

**Accounts 2**

- `akahu.accounts.get` Get a connected account read
- `akahu.accounts.list` List the user's connected bank accounts read

**Name verification 2**

- `akahu.name_verification.verify` Verify a name against the user's account holder names read
- `akahu.name_verification.verify_account` Verify a name against one account's holder name read

**Refresh 2**

- `akahu.refresh.all` Ask Akahu to refresh all of the user's accounts write
- `akahu.refresh.one` Ask Akahu to refresh one connection or account write

**Authorisations 1**

- `akahu.authorisations.revoke` Revoke an authorisation (the user's consent at one institution) destructive

**Me 1**

- `akahu.me.get` Get the current Akahu user read

**Parties 1**

- `akahu.parties.list` Get the user's identity data (names, addresses, contact details) held by their banks read

**Payment consents 1**

- `akahu.payment_consents.revoke` Revoke a payment consent on an account destructive

**Token 1**

- `akahu.token.revoke` Revoke this connection's user access token destructive

**Transaction support 1**

- `akahu.transaction_support.create` Report a duplicate or enrichment problem on a transaction write

Questions

## The Akahu MCP server, answered.

**Is there an Akahu MCP server for Claude?**

Yes. actionlake is an MCP gateway: a remote MCP server that gives Claude, or another MCP client, 27 Akahu actions across payments, transactions, webhooks and account transactions, through the same eight tools it uses for every other connector. actionlake is independent; it is not made or endorsed by Akahu.

**What do I need to connect Akahu?**

Akahu App ID Token (app_token_…): my.akahu.nz > Developers for a personal app, or your app's credentials from Akahu and Akahu User Access Token (user_token_…): shown with a personal app, or obtained for a user through Akahu's OAuth…. The free call account { op: "connections.requirements", service: "akahu" } lists exactly what to paste.

**Can an AI agent delete or change things in Akahu?**

Only if its key allows it, and only with an explicit confirmation. 5 Akahu actions are destructive, including revoke this connection's user access token, unsubscribe from a webhook and revoke an authorisation (the user's consent at one institution). Each runs only with confirm: true. Under the human confirm policy, or an approval rule on the key, the run waits until a named person approves it.

**Will an AI agent use up my Akahu API limit?**

actionlake paces every call to the limits in the Akahu service file: 60 calls a minute per connection. Repeated reads are answered from cache (14 Akahu actions can be), which never reaches Akahu.

**What does an Akahu action cost?**

One upstream call, the only unit actionlake bills. A list that pages bills one call per page (27 Akahu actions page). Cache hits, searches, dry runs and calls Akahu refused with 401, 403, 429 or a 5xx are free. The Free plan includes 100,000 calls a month with no card. Paid plans start at US$49 a month for 250,000 calls, with overage from US$0.30 down to US$0.18 per 1,000.

**Which Akahu API does it cover?**

The Akahu Enduring API v1 (OpenAPI 3.1.0) at api.akahu.io/v1. It is built from Akahu's documentation as read on 23 October 2026. 27 actions in 14 areas, each one in the signed service file (version 1.0.0).

**Does actionlake keep my Akahu data, and where?**

actionlake processes and stores data in Sydney, Australia; there is no US region yet. Reads may be cached for up to 5 minutes, and a write clears the reads it affects. Each run's request and response is kept, sealed, for your plan's trace window: 1 day on Free, 3 days on Starter, 7 days on Pro, 14 days on Team, 30 days on Business and 30 days on Enterprise. Your Akahu credential is sealed under your tenant's key, never logged and never returned. Your traffic is not used to train models.

**Which AI clients can use it?**

Claude Code, tested by us end to end, and the Claude app as a custom connector, tested by us with an existing key. Other MCP clients that support remote servers over Streamable HTTP (MCP revisions 2025-06-18 and 2025-11-25) and OAuth dynamic client registration, or a bearer header, should connect the same way; we have not tested them. Or plain REST, under the same action names.

## More connectors like Akahu

Shares the most action names with

- [Modern Treasury 6](https://actionlake.com/connectors/modern-treasury)
- [Brex 5](https://actionlake.com/connectors/brex)
- [Basiq 4](https://actionlake.com/connectors/basiq)
- [Increase 4](https://actionlake.com/connectors/increase)
- [NexHealth 3](https://actionlake.com/connectors/nexhealth)
- [Plaid 2](https://actionlake.com/connectors/plaid)

Joins with, on shared entities

- [Rubrik Security Cloud 1](https://actionlake.com/connectors/rubrik-security-cloud)
- [Cloudflare 1](https://actionlake.com/connectors/cloudflare)
- [Databricks 1](https://actionlake.com/connectors/databricks)
- [Delinea Secret Server 1](https://actionlake.com/connectors/delinea-secret-server)
- [MuleSoft Anypoint Platform 1](https://actionlake.com/connectors/mulesoft-anypoint-platform)
- [Docebo 1](https://actionlake.com/connectors/docebo)

Browse

- [All Accounting & finance connectors](https://actionlake.com/connectors/category/accounting-and-finance)
- [All connectors](https://actionlake.com/connectors)
- [How actionlake compares](https://actionlake.com/compare)

actionlake is independent. It is not made or endorsed by Akahu; the name is the vendor's own. Counts are from the Akahu service file, version 1.0.0.

## Give your agent Akahu today.

[Connect Akahu free](https://actionlake.com/console?start=sandbox) [See pricing](https://actionlake.com/pricing)

Start free - 100,000 calls/month, no card. No signup. Hard caps on every key. Cached answers are free.

---

Source: https://actionlake.com/connectors/akahu
More: https://actionlake.com/llms.txt
